AETNA ADVANTAGE PLANS IN MISSISSIPPI

Medicare Advantage Medicare Advantage plans are extra beneficial plans which are provided by private organisations. These private organisations are certified by the government. The Medicare Advantage plans not only organise your original medicare but also provide benefits like dental services, vision care, chiropractic services, over the counter benefits, meals, acupuncture services, and much more. There are many organisations which compete in this sector, due to which you can avail Medicare Advantage plans at a monthly premium as low as $0. Aetna Medicare Advantage plans are offered all over the United States. The plans, however, differ from region to region. Aetna Medicare Advantage plans offered in Mississippi are discussed below.

 

  1. Aetna Choice R0110-001 (Regional PPO)

With an overall rating of 3.5, Aetna choice plan is a regional preferred provider organisation plan. This plan has a monthly premium of $0. It has an annual deductible of $1000 and provides an out-of-pocket maximum of $6700 for in-network services. You also have to pay a $0 copay for visiting an in-network general doctor, and a $35 copay for a specialist. The plan covers both in-hospital acute as well as psychiatric stay, with a $0 copay after the fifth day. It provides hearing services, vision care, dental care, and fitness programs as well. It also provides preventive services and home health care services as well, at a copay of $0.

 

  1. Aetna Honor (PPO)

With an overall rating of 4, the Aetna honor plan has a monthly premium of $0. It is a preferred provider organisation plan, which lets you choose a healthcare provider of your choice. In this plan, you don’t even have to get a referral to see any special doctor. The plan has an annual deductible of $1000, and an out of pocket maximum of $6700. Under this plan, you have to pay a $0 copay for visiting your primary doctor, and a copay of $35 for specialist. Aetna Honor plan provides added services like dental coverage, oral exams, vision care, hearing services, and chiropractic services. You are also entitled to fitness, and over the counter benefits. However, the plan does not cover prescription drug services and you have to enrol in a Part D plan separately.

 

  1. Aetna Choice H5216-159 (PPO)

With an overall rating of 4, this plan is offered by Aetna at a monthly premium of $0.The annual deductible for the plan is charged as per medicare defined part B amount, with an out of pocket maximum of $6700. While visiting a primary doctor or a specialist in this preferred provider organisation plan you need to pay a 20% coinsurance. Prescription drugs are also covered in these plans, and you have to pay a deductible of $340, which is applicable to preferred generic, generic, preferred brand, non-preferred drug, and specialty tier. Along with providing various fitness program benefits, the plan also entitles you to the entry into the SilverSneakers program. With this, you have the benefit of working out at more than 14000 fitness centres all around the nation. The dental, and vision care services are also a part of the package. Outpatient rehabilitation services are provided at a 20% coinsurance. The plan also covers the Skilled Nursing Facility at $0 copay for the first twenty days.

 

  1. Aetna Value Plus H5216-160 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $25.10. The annual deductible for the plan is charged as per medicare defined part B amount, with an out of pocket maximum of $6700. While visiting your primary doctor or a specialist you would have to pay a 20% coinsurance. The plan covers prescription drug services as well, with a deductible of $435. The deductible is applicable to generic, preferred brand, non-preferred drug, and specialty tier. For generic as well as brand name drugs you have to pay a 25% coinsurance. For the urgently needed services, you have to pay a maximum copay of $65. The plan also covers outpatient mental health, at 20% coinsurance.

 

  1. Aetna Choice H5216-136 (PPO)

With an overall rating of 4, the plan is available at a monthly premium of $43. This preferred provider organisation plan has an annual deduction of $1000 and an out of pocket maximum of $6700.  While visiting your primary doctor you have to pay a copay of $10 and for a specialist, a copay of $45 has to be paid. The plan covers inpatient hospital services, providing services for both acute diseases as well as psychiatric care. The plan covers your prescription drugs as well, with a deductible of $400. The deductible is applicable to non-preferred drug and specialty tier. The plan provides dental care, vision services, hearing services, over the counter benefits, fitness benefits as well as enrollment into the SilverSneakers program as well.

 

  1. Aetna Choice H5216-093 (PPO)

With an overall rating of 4, the plan is offered at a monthly premium of $62. The plan has an annual deductible of $750 for both in as well as out of the network, and a maximum out of pocket expense of $6700 for in-network. While visiting your healthcare provider you have to pay a copay of $5 and for a specialist, a copay of $45. The plan also covers your prescription needs and provides a deductible of $150, applicable to preferred brand, non-preferred drug, and specialty tier. For generic and brand name drugs, you have to pay a coinsurance of 25%. The plan also covers outpatient lab services, diagnostics, therapeutic radiology services, occupational therapy services, physical therapy, as well as language and speech therapy. You can also avail home care and preventive care services at a $0 copay. The plan also gives you the flexibility of working out in any of the 14,000+ physical centres available nationwide.

 

  1. Aetna Choice R0110-002 (Regional PPO)

With an overall rating of 3.4, the plan is offered at a monthly premium of $82. With an annual deductible of $1000, the plan has a maximum out of pocket expense of $6700. This regional PPO plan gives you the flexibility of choosing any health care provider of your choice, at a copay of $15, and a specialist at a copay of $50. Along with covering in-hospital stay for an acute disease, the plan also covers psychiatric hospital stay at a $0 copay after the fifth day. The prescription drugs are also covered under this plan, with a deductible of $435. It is applicable to the preferred brand, non-preferred drug, and specialty tier as well. Extra benefits include vision care, hearing services, over the counter benefits, dental care, and fitness benefits as well.

 

  1. Aetna Choice R0110-003 (Regional PPO)

With an overall rating of 3.4, the plan has a monthly premium of $110. It has an annual in-network deductible of $1000 and the plan has an out of pocket maximum of $6700. There is a $15 copay, whenever you would visit your primary doctor, and a $50 copay while visiting a specialist. The plan also covers your prescription needs and provides a deductible of $400, applicable to the non-preferred drug and specialty tier. For generic and brand name drugs, you have to pay a coinsurance of 25%. Emergency ambulance services and air ambulance services are also covered in this plan at a minimal copay and coinsurance. Along with pulmonary rehabilitation services, occupational therapy services, physical therapy, speech and language therapy services are also covered under this plan at $25 copay.